insurance

Elisabeth Foley, formerly of Mansfield, Massachusetts, wants a myoelectric hand, but her insurance company says her policy excludes such devices.

California’s betting that letting companies use computer models for the first time to gauge risk will convince them to stop dropping home policies and start selling new ones. 

Thursday marked a pivotal day for California’s home insurance crisis, especially if your insurance company dropped you. Consumer Investigator Chris Chmura explains why.

Health insurers are increasingly interfering in care, an NBC News investigation found. Doctors say the stakes are highest in cancer care, when delays can be the difference between life and death.

Health care sharing ministries advertise reimbursements for members’ medical bills. But they are largely unregulated, and most have restrictions on maternity coverage.

As the insurance market options dwindle in these areas, homeowners who carry a mortgage that requires a policy are increasingly being forced to turn to expensive state-backed programs.

The shooting of Brian Thompson has unleashed a torrent pent-up of anger towards insurers, renewed calls for reform and reignited a debate over U.S. health care.

Insurance is complicated, with long lawyerly contracts and jargon by the ream. To the average policyholder, it’s as complex as rocket science. And that’s exactly what a new insurance company is bringing to California’s insurance crisis: some rocket science.

Insurance is complicated, with long lawyerly contracts and jargon by the ream. To the average policyholder, it’s as complex as rocket science. And that’s exactly what a new insurance company is bringing to California’s insurance crisis: some rocket science. Chris Chmura reports.

Friday, the state’s Department of Insurance says it got a major procedural green light to make some changes that might entice insurance companies to stop dropping people’s policies and possibly resume selling homeowners coverage. 

The state’s Department of Insurance says it got a major procedural green light to make some changes that might entice insurance companies to stop dropping people’s policies and possibly resume selling homeowners coverage. Consumer Investigator Chris Chmura reports.

In a surprise announcement, California’s second-largest insurance provider, Farmers Insurance, says it is going to add more policies for property owners. Bob Redell reports.

In a surprise announcement, California’s second-largest insurance provider, Farmers Insurance, says it is going to add more policies for property owners.

California’s second-largest insurance provider announced it was going to add more policies. The surprising development comes after many homeowners have struggled to insure their homes. NBC Bay Area’s Raj Mathai spoke with Consumer Investigative Reporter Chris Chmura to understand the latest developments.

Anthem Blue Cross Blue Shield said Thursday it was not moving ahead with a policy change that would limit reimbursements for anesthesia during surgeries and medical procedures.

After the pandemic, some travel insurance policies now cover COVID and some of the costs associated to adjusted travel plans. One insider discusses how the industry was forced to re-evaluate.

California Insurance Commissioner Ricardo Lara sat down for an interview with the NBC Bay Area Responds team about the home insurance crisis and when Californians can expect to see changes. Chris Chmura has the report.

California Insurance Commissioner Ricardo Lara sat down for an interview with the NBC Bay Area Responds team about the home insurance crisis and when Californians can expect to see changes.

Insurance Commissioner Ricardo Lara’s office is currently negotiating what he calls a “historic deal” because insurance companies say we’re not paying enough to match their risk insuring our homes. Lara said the state will let them use new tech tools to set rates, but only if those companies insure more homes in wildfire areas. NBC Bay Area’s Raj Mathai spoke...

“Loss of use coverage” can help homeowners and renters cover certain living expenses if their home was damaged in a natural disaster. Here’s what to know.